The Canada Revenue Agency (CRA) is switching all its payments to direct deposit. This means any payments issued by the CRA will be conveniently and reliably deposited directly into your account. You can sign up for direct deposit for yourself, or if you are the trustee, custodian, executor, or other type of legal representative for a trust.
Setting up Direct Deposit of your Social Security, Supplemental Security Income (SSI), Veteran Affairs (VA) compensation and pension payments is fast, easy and free. You can set up your Direct Deposit by visiting your local TD Bank, going online at the U.S. Treasury Department's Go Direct ® website † or calling the U.S. Treasury Electronic. To Set Up CRA Direct Deposit in Online Banking: Sign in to RBC Online Banking; From Accounts Summary, select the account you’d like to receive direct deposits for; Click Set Up Direct Deposit with Canada Revenue Agency, under the Security and Account Management section on the right of the page; Follow the on-screen instructions.
Use direct deposit to avoid postal delays and access your funds as soon as they are deposited. Canada Revenue Agency (CRA) Payments: TD can help you enroll easily for direct deposit with the CRA. Simply provide your consent and we work with the CRA to handle the rest. To change the contact information you have provided to CRA, or to cancel the Direct Deposit option, call CRA at 1-800-959-8281 or login to the CRA 'My Account' website for more details. CRA Direct Deposit is now available! Sign up for CRA Direct Deposit with Kawartha Credit Union online banking. Start Manage direct deposit for a payment in one of the following ways: To use your current banking information on file with the Canada Revenue Agency (CRA) and apply it to this payment, click the button under “Select” for the banking information you want to use, and select the “Use selected information” link.
How to sign up for direct deposit for an individual
Online
Register for My Account on the Canada Revenue Agency website and sign up for direct deposit.
Online – mobile app
Once you’re registered for My Account, log into MyCRA to start or update your direct deposit information.
By phone
You can set up direct deposit or change your CRA account information by calling the CRA at 1-800-959-8281. You will need the following information:
- Social insurance number
- Full name and current address, including postal code
- Date of birth
- Most recent income tax and benefit return
- Information about the most recent payments you received from the Canada Revenue Agency
- Banking information: financial institution number (three digits), transit number (five digits, and your account number – you’ll find these numbers on the bottom of your personal cheques
By mail
You can also set up direct deposit with the CRA:
- Complete the Canada Direct Deposit enrolment form
- Mail the completed form to the address printed on the form
How to sign up for direct deposit for a trust
If you are the trustee, custodian, executor, or other type of legal representative for a trust, you can set up or change information for direct deposit with the CRA. For more information about direct deposits for trusts, call the CRA a 1-800-959-8281.
By mail
- Complete the Form T3-DD, Direct Deposit Request for T3
- Mail the completed form to the address printed on the form
How to sign up for non-resident account holders and NR7-R refund applicants
You can set up direct deposit with the CRA or change your direct deposit information if the following conditions apply:
- You are a Canadian payer or agent
- Your non-resident tax account has three alphabet character starting with NR followed by six digits
- The name on your Canadian bank account matches the name on your non-resident tax account
If you don’t live in Canada, and are filing a Form NR7-R, Application for Refund of Part XIII Tax Withheld, you can set up direct deposits into your bank account at a Canadian financial institution, as long as the name on the bank account matches the name of the applicant or the authorized person on Form NR7-R.
By mail
Non-resident account holder
- Complete Form NR304, Direct Deposit Request for Non-Resident Account Holders and NR7-R Refund Applicants
- Mail the completed form to the address printed on the form
NR7R refund applicant
- Complete Form NR304, Direct Deposit Request for Non-Resident Account Holders and NR7-R Refund Applicants
- Mail the completed form along with the Form NR&-R, Application for Refund of Part XII Tax Withheld refund application to the address printed on the form
For more information about direct deposit for non-resident account holders and NR7-R refund applicants, call the CRA at 1-855-284-5946.
From: Employment and Social Development Canada
On this page
Using direct deposit, the Government of Canada can deposit payments automatically into your bank account.
Direct deposit is a way to receive your payments without any postal delay. Not only will you be able to access your payments more quickly, you can also be sure they will never be lost, stolen or damaged.
Sign up for direct deposit now! It is convenient, secure and reliable.
If you have signed up for direct deposit in the past, take a few minutes to review your information in My Service Canada Account and update it if necessary. Keeping your direct deposit information up to date ensures you will get paid as quickly as possible.
What you need before you sign up
To sign up for direct deposit, you will need to gather the following personal information:
- your social insurance number
- the name of your bank or financial institution
- the branch/transit number and
- your account number
Your banking information can be found at the bottom of any cheque for the account in which you would like to have your payment deposited.
If you do not have a chequing account you can ask your financial institution for this information.
When to sign up for direct deposit
The easiest and most convenient way to sign up for direct deposit is when you first apply for benefits. Complete the direct deposit section on your application.
If you receive benefits (Employment Insurance, Canada Pension Plan or Old Age Security benefits) by cheque, or if you recently applied for benefits, you can easily sign up for direct deposit online through My Service Canada Account.
Online
Using My Service Canada Account is the most convenient way to register for direct deposit.
My Service Canada Account is a secure website that allows you to:
- view and change your personal information, including your address, telephone number(s), and banking information for direct deposit
- view and print your tax slips
- view all Records of Employment that your employers have submitted electronically in the last 2 years
- delay receiving your Old Age Security pension and Guaranteed Income Supplement after receiving a notification letter of automatic enrolment
- view, start, change or stop your federal voluntary tax deduction
- give consent for someone to communicate with Service Canada about your CPP/OAS account
- view the status of your application for CPP and OAS benefits and
- view details and print an official proof of payment report of your CPP and OAS benefits
Note
If you have an address outside of Canada, you will only be able to view your address and direct deposit online. It is not yet possible to change the information for foreign addresses and direct deposit online. To change your information, contact us and speak with one of our agents over the phone.
Other ways to sign up for direct deposit
EI applicants
By phone
Call 1-800-206-7218 (press '0' to speak with an agent) (TTY: 1-800-529-3742).
Canada Pension Plan (including Post-Retirement Benefit) and Old Age Security applicants
By phone
- Call: 1-800-277-9914 (press '0' to speak with an agent)
- From outside Canada and the United States, call 613-957-1954. Collect calls are accepted Monday to Friday, 8:30 a.m. to 4:30 p.m. Eastern time. (TTY: 1-800-255-4786)
- To sign up for direct deposit by phone, we usually have to speak directly to you. If someone calls on your behalf, make sure you are with them when they call. Keep in mind that we have to have trusteeship or power-of-attorney forms on file before we can take the call from your legal trustee or someone with power of attorney
By mail
Complete and print a Direct Deposit Enrolment Request Form. This form is also available at Canadian banks and financial institutions.
Mail your completed form to:
Direct Deposit
PO Box 5000
Matane, QC G4W 4R6
CANADA
Canada Pension Plan (including Post-Retirement Benefit) and Old Age Security applicants living abroad or having a foreign bank account
If you live outside Canada or have a foreign bank account, you can apply by phone or by mail.
By phone
- Call 1-800-277-9914 (press '0' to speak with an agent)
- From outside Canada and the United States call 613-957-1954. Collect calls are accepted Monday to Friday, 8:30 a.m. to 4:30 p.m. Eastern time. (TTY: 1-800-255-4786)
- To sign up for direct deposit by phone, we usually have to speak directly to you. If someone calls on your behalf, make sure you are with them when they call. Keep in mind that we have to have trusteeship or power-of-attorney forms on file before we can take the call from your legal trustee or someone with power of attorney
By mail
You can complete and print the enrolment form for your country of residence and mail it to the address below. You can also request a form by mail:
International Direct Deposit
PO Box 7000
Matane, QC G4W 4T5
CANADA
Check the list of countries where direct deposit is offered to see in which countries the Receiver General of Canada can issue payments by direct deposit in local currency.
Check the list of countries where OAS and CPP payments are made in foreign currency to see in which countries the Receiver General of Canada issues payments by cheque in local currency.
Processing time
If your account is in Canada and you sign up for direct deposit through My Service Canada Account or by phone, we can usually start your direct deposit payments the month after you submit a request.
If you enrol by mail, you should receive your first direct deposit payment within three months.
Separate accounts for each payment
If you receive Canada Pension Plan and Old Age Security payments separately, you do not have to deposit both benefits into the same account. If you like, you can ask us to deposit your Canada Pension Plan payments into one account, and your Old Age Security payments into another.
However, we cannot split a single Canada Pension Plan or Old Age Security payment between two accounts.
For Apprenticeship Grants applicants
You can sign up for direct deposit if you inform us before we process your payment.
By phone
Speak with one of our agents Monday to Friday from 7:00 a.m. to 8 p.m. Eastern Time. Call toll-free: 1-866-742-3644. (TTY: 1-866-909-9757).
By mail
Apprentices registered in Alberta, British Columbia, Manitoba, Northwest Territories, Nunavut, Saskatchewan, and Yukon:
Apprenticeship Grants Western Processing Centre
Service Canada Centre
Harry Hays Bldg.
220 4th Avenue SE, Room 270
Calgary AB T2G 4X3
Apprentices registered in New Brunswick, Newfoundland and Labrador, Ontario, Quebec, Prince Edward Island, and Nova Scotia:
Apprenticeship Grants Eastern Processing Centre
Service Canada Centre
139 Douglastown Blvd
Miramichi NB E1V 0A4
Canadian Benefit for Parents of Young Victims of Crime
Direct deposit is available to applicants upon completion of a paper or online application for the benefit.
You can apply for the benefit online by completing the Canadian Benefit for Parents of Young Victims of Crime Application Form or you can print, complete and submit a paper application to the following address:
Cra Direct Deposit
By mail
PYVC Processing Centre
Service Canada
PO Box 8232, STN T
Ottawa, ON K1G 3H7
Wage Earner Protection Program applicants
The easiest and most convenient way to sign up for direct deposit is when you complete your WEPP online application. If you do not wish to apply online, you can obtain a paper application form at your nearest Service Canada Office.
By phone
- Toll-free: 1-866-683-6516 (TTY: 1 800 926-9105)
- The telephone support staff responds to enquiries Monday to Friday from 7:00 a.m. to 8:00 p.m. Eastern time
By mail
WEPP Processing Centre
PO Box 5900
Cornwall, ON K6H 6J6
Canadian Government Annuities
To have your payments deposited directly by bank account or to change your direct deposit information, contact the Annuities Branch by telephone or in writing. You will need to provide:
- your Annuity Contract Number or your social insurance number
- the name and number of your bank or financial institution
- the number of the branch where you have your account
- your bank account number
By telephone:
- 1-800-561-7922 (toll-free in Canada and United States)
- 1-506-548-7972
By mail:
Canadian Government Annuities Branch
Employment and Social Development Canada
PO Box 12000
Bathurst, NB E2A 4T6
In person
Visit the nearest Service Canada Office.
Cra Direct Deposit Application
Related information
Cra Direct Deposit Rbc
Watch the direct deposit video produced by Public Works and Government Services Canada